“Payment Request” means a specific instruction from you to a Sender requesting a Transaction. “Payment Instrument” means a valid instrument of payment such as a bank account, debit card or credit card. “Payee” means someone who receives money through the Service. “Local Taxes” means any taxes or charges payable in the Destination Country. “Instruction” means a Payment Request and/or a Transaction Request. “Destination Country” means the country in which the Payee receives money through the Service. “Business Day” means any day on which we are open for business for the execution of Transaction Requests and/or Payment Requests. “App” means UnityLink’s mobile application for the sending of Payment Requests and/or Transaction Requests. You must not use the Service to send money to strangers, for example sellers of goods and/or services, whether private or retail. For security reasons, we recommend that you only send money through the Service to people you know personally. The Terms and Conditions may change from time to time, but changes will only be effective 2 months from the date they are first notified to you and will not change the terms on which you previously used the Service.ġ.5 The Service was created: (a) to assist customers to send money to their family and friends, in Ghana, Gambia and any new countries where we may offer our services (b) to offer other services in line with our remittance service. UnityLink Financial Services Limited is authorised by the Financial Conduct Authority (FCA) under the Payment Service Regulations 2009 with Firm Reference Number 504521 for the provision of payment services.ġ.3 The terms “you” and “your” refer to users of the Service, as Senders, Recipients, other users or visitors to the website.ġ.4 These Terms and Conditions are effective from the date on which you first access, register or use the Service. UnityLink Financial Services Limited is a company registered number 03547586 in England and Wales, with its registered office at 4th Floor, 5-17 Hammersmith Grove, The Triangle, Hammersmith Grove, London, W6 OLG. The language of these Terms and Conditions is English and all Services, instructions and transactions carried out in connection with it shall be in English.ġ.2 In these Terms and Conditions, the terms “UnityLink”, “we”, “us”, and “our” refer to UnityLink Financial Services Limited, together with its employees, directors, affiliates, successors, and assigns. If you do not wish to be bound by the Terms and Conditions do not access, register with or use the Service. By accessing, registering with and using the Service, you agree to be bound by the terms of the Terms and Conditions. THE FOLLOWING DEFINITIONS APPLY TO THIS AGREEMENT, HEREINAFTER REFERRED TO AS THE “USER AGREEMENT”.ġ.1 These terms and conditions (“Terms and Conditions”) govern the terms under which you may access and use the website (and for these Terms and Conditions “website” will include our App (where applicable) and the services associated with it (together, the “Service”).
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